What to wear when the cold gets here

[Ro12]

What do you guys recommend or actually use clothing wise for cold weather
Wet suit or waders
I'm lovin shorts right now
Thats all I got
This is my first season out on the water
I wanna keep goin all year
But I hate the cold and get cold pretty easy
Don't wanna have to wait till next summer
What would be good for me to look into investing in on a budget
Not sayin its gonna get cold
Weather water temp and fish have been badass lately
But if Mother Nature decides to switch things up
Turns the season into fall and then winter
What's your advice on apparel
Thanks