Braid has VERY little abrasion resistance. It's made out of a bunch of little strings pretty much and when one gets nicked/cut it will break a lot easier. But if you're fishing rocks and see that your mono or fluoro is frayed then you should still re-tie.
But to answer the original question, you should always fish with either a leader or top shot since braid is very visible. Any fish that can see will see your braid.
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