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Depends on the type of rig you're working with and how frequently you go. My friend and I split the cost of our rigging supplies and he already has most of the tools anyway. So any rigging I buy is "for the boat." We mostly fish for jumbo BFT on a kite rig which involves a lot of small pieces that add up very quickly. It hurts when looking at the price of a small roll of 300lb fluoro... But at certain times of the year we will go 2 times a week. And he will take clients out for "business trips" sometimes even more. So for us it makes sense to build our own.
Certain rigs I'll buy pre-rigged if I have to. Like deep-dropping for daytime swordfish. That rig is a pain in the ass when done right. 10lb weight, LED flashers spaced out on a 30' leader, plus all the other monster swivels and stuff. We only do it 1-2 times a year at this point, so if we plan to do it, we'll just buy the rig.
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