Quote:
Originally Posted by dsafety
Scally, if you have homeowner's or renter's insurance, you should submit a claim. This kind of loss is usually covered by those policies.
Bob
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Only valuable personal property MIGHT cover it. 99% of the time, renters insurance will only cover theft if you are WITHIN arms length of the item that was stolen, leaving it in the open, unattended or unsecured will usually be in the clause.
For example, if my kayak gets stolen off the roof of my car, it will be covered if it was locked down, however if it wasn't, it wont be covered.